Get Paytm – Personal Loan Online on EMI with Low Rate

Get Paytm – Personal Loan Online on EMI with Low Interest. Check Paytm Personal loan reviews & Paytm Personal loan Process & Paytm loan.


Get Paytm – Personal Loan Online on EMI with Low Interest

1 Interest Rate – 14.99% per year
2 Loan Amount – Rs 10000 up to Rs. 2 Lakh
3 Processing Fee – 0 to  2% of the loan amount + GST


Get Paytm – Personal Loan Online on EMI

About Paytm and Paytm Loan

Paytm is one of the leading mobile payment and financial technology companies and also an Indian e-commerce platform. Paytm helps you to purchase goods and services through instant payments made with the help of UPI using any bank account.

Recently, Paytm launched their Loan service to help individuals to complete their Financial needs.

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How to apply for a Paytm Personal Loan?

Here is the step-by-step process to apply for a loan in Paytm Loan.

1 Download and install the Paytm App on a smartphone.
2 Then, Go to the Business Loan tab on Paytm App.
3 Next page will open and ask for the loan amount and  Select the loan amount from the slider and also choose the repayment period.
4 After selecting the loan amount, click on ‘Start Loan Application.
5 Complete your KYC process.
6 After the KYC is complete, a Paytm representative will start the loan process
7 Once the submitted documents are verified and approved, the loan amount will be disbursed to your Paytm


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How much Personal Loan can I get from Paytm App?

Paytm App Provide Personal loans from Rs 10000 up to Rs. 2 Lakh.  You can use this money for Education, Medical Emergency, Wedding, Education, and many other things. By the way, The maximum amount can vary from applicant to applicant.

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How much time it takes for Personal loan approval by Paytm?

Once you submit your Loan application in the Paytm app, Paytm takes only 2 minutes to process the application credit your loan amount to the bank account. 


Paytm Loan – Eligibility Criteria for Personal Loan 

Here are the eligibility criteria for Paytm Loan App.

  • The age of the Applicants must be between 21 and 68 years old.
  • The applicant must be an Indian Citizen.
  • Applicants have at least a Credit Score of 750.
  • The applicant must be working for at least 2-3 years in their current position.
  • The Total Monthly income of the applicants must be for a salaried person Rs. 25000 or annual income of Rs. 5 Lakh.
  • The borrower’s highest EMI should be equal to 65% of his income.

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Paytm Loan – Interest rate for Personal Loan

The interest rate in the Paytm Loan varies on the profile of Applicants and Business requirements. Generally, it starts from 14.99% per year.

Paytm Loan – Documents required for Personal Loan

These are the required documents you need to apply for a Personal Loan in Paytm app.  Get Instant Personal Loan By Yono SBI

For Salaried Person

  • Identity proof (Passport, Driver’s license, Voter’s ID)
  • Address proof (Aadhar Card / Passport /Voter ID Card/ Driving License, Electric Bill)
  • PAN Card
  • Last 3 month Bank statement 
  • Last 3 months Salary slips 
  • 2 Passport size photographs

For Self-employed Person

  • Identity proof (Passport, Driver’s license, Voter’s ID)
  • Address proof (Aadhar Card / Passport /Voter ID Card/ Driving License, Electric Bill)
  • PAN Card
  • Last 6 month Bank statement 
  • Office Address Proof
  • Proof of continuity of business
  • 2 Passport size photographs

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Who can take Personal Loan from Paytm?

Each eligible person can take a personal account from the Paytm app. Basically, if your age is a minimum of 21 years and your minimum per month income is Rs. 25000.

Paytm Loan – Top Feature and Benefit

  • Paytm Offers the option of opening a current account for business purposes.
  • It Can deliver money to the user’s Paytm bank account.
  • It is possible to track transaction reports.
  • Paytm for the Business app can promote business.
  • Pre-qualified loans for traders will help them to expand their business.
  • Receive cash discounts from suppliers with advance payment.
  • It has Flexible payment options for working capital.
  • At the end of the current term, traders are eligible for higher loan limits without any default.


Content Source:  Paytm 

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