PNB Bank Bike Loan

PNB Bank Bike Loan – How to apply online | Offer by PNB

This Blog is based on PNB Bank Bike Loan | Two Wheeler.  PNB bank is the best loan bank for Two Wheeler. Four Wheeler.
Best Loan Offer Detilal: Axis Bank Offer Loan on Two Wheeler

PNB Bank Bike Loan

 

About PNB Bank

Punjab National Bank (PNB) was established in 1894 by enlightened people from different parts of India for the purpose of serving the people and developing the economy of the country. It’s Headquartered in New Delhi. PNB is one of the oldest financial services companies in India. The bank has over 180 million customers, 12,248 branches all over the country.

PNB Bank offer Loan on Two Wheeler| Bike Loan 

Punjab National Bank provides Bike loans at attractive interest rates with a repayment period of up to 60 months. PNB Provide Bike loans for mopeds, scooters, and motorcycles. With 0.50% of the loan amount as a Processing Fee, you can get a loan up to Rs.10 Lakh.

Best Loan Offer-  HDFC bank offer loan on Two-wheeler Bike Loan

 

PNB Bank Bike Loan – How to apply online?

  • Open Punjab National Bank official Website.
  • The Go-to Loan Section, and Click on PNB Sarathi under Vehicle Loan.
  • After opening the next webpage then got to the Two Wheeler Loan webpage, Click on Apply for Online.
  • Next, you need to proceed with the further process.

Get Loan Offer details– ICICI Bank Bike Loans

 

What are the eligibility criteria for PNB Bank Two Wheeler Loan | Bike Loan?

  • Applicants age must be between 18 and 65 years of age to get a loan. And for pensioners, the age limit is 70 years.
  • New customers must have a good transaction record for at least one year.
  • Existing customers must have a good transaction record for at least 6 months.
  • Applicants must have a driver’s license.
  • Applicants’ net monthly income should be at least Rs.10000.

Loan Offer for Car  – Kotak Bank Loan Offer On Car Loan

PNB Bank Bike Loan – Processing Fee

The Processing Fees of the PNB Bank Bike Loan is 0.50% of the loan amount (minimum of Rs.500 and maximum of Rs.1000).

Loan Offers – Bank of Baroda Loan Offer On Car Loan

How to Apply for a PNB Bank Bike Loan?

You can apply for a Two Wheeler or Bike loan from PNB Bank in 2 ways.

Online: You can apply for your two-wheeler through Internet banking service through Punjab National Bank’s official website.

Offline: You can go to the nearest branch of PNB Bank. Then, discuss the two-wheeler or bike loan with the manager or other department officials. In my opinion, this is the best option and also my recommendation.

Two Wheeler Loan – Apply for Bike Loan Online at Low Interest

PNB Bank Two Wheeler Loan – Interest Rate

The interest rate of the Bike Bank Loan of PNB Bank is starting from 9.55% per annum. It is not an exact percentage for all. The interest rate depends on the Applicant’s Credit Score and Loan amount.

 

What are the documents required for a Bike Loan in PNB Bank?

Here are the following documents you need to attach with PNB Bank Two wheeler Loan Application.

For Salaried Person:

  • Application form
  • Identity Proof (Aadhaar Card/Voter Card/Passport/Driving Licence/PAN card)
  • Address Proof(Voter Card/Aadhaar Card/Electricity Bill/Passport/ Driving Licence)
  • Photographs
  • Bank Statements which showing salary credit of last 2 months
  • Latest Salary Slip / Form 16
  • Employment Stability Proof

 

For Self-Employed Professional:

  • Identity Proof (Aadhaar Card/Voter Card/Passport/Driving Licence/PAN card)
  • Address Proof(Voter Card/Aadhaar Card/Electricity Bill/Passport/ Driving Licence)
  • Photographs
  • Bank Statements
  • Income Tax Return File
  • Business Registration Certificate/Service Tax Registration

 

PNB Bank Two Wheeler Loan – Top Features & benefits

Here are the main features and benefits of the PNB Sarathi Scheme of PNB Bike loan:

  • Your net monthly income should be at least Rs. 10000.
  • For loans up to Rs 25,000, no guarantor is required.
  • Punjab National Bank has no foreclosure or Pre-payment charge.  
  • You can get a loan of up to Rs 10 lakh, depending on the Bike.
  • The maximum Loan payment period is 60 months, depending on the Bike.

Other Loan Offer:  Car Loan | Bike Loan | Home Loan | Gold Loan | Business Loan | Personal Loan

Content Reference: Official Website of PNB  Loan

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