This blog is based on a Personal Loan from IndiaLends.
About IndiaLends: IndiaLends is a financial Tech-based startup in Delhi. Gaurav Chopra starts this company with more than 15 Years of expertise in Digital Finance, Mobile Payment, Credit Analytics. The aim of IndiaLends is to make accessible Financial Products for everyone.
Their Team Member is experienced and qualified from the top institutions such as IIM, LSE, IIT, and Various International Banks.
Apply and Get Instant Personal Loan Approval – IndiaLends
|1||Interest Rate – 10.75%- 25% annually|
|2||Loan Amount – Rs.15000 to Rs. 50 lakhs|
How much loan can I get from the IndiaLends app?
IndiaLends App Provides Personal loans from Rs.15000 to Rs. 50 lakhs.
How much time will it take for my personal loan to get approved?
Basically, After the submission of the Loan Agreement, IndiaLends take some minutes to approve your application. And, Approved, the loan amount will credit in your Bank within 7 working days.
What is the interest rate of IndiaLends?
The interest rate of the IndiaLends Personal Loan is between 10.75%- 25% annually.
How to apply for Personal loan in IndiaLends?
After Downloading IndiaLends App from the Google Play store, if the criteria Matched like Age Limit, Income Requirement, with you. Simple Register yourself with Basic Detail and Upload Document and do further process. Once the application is approved, you will get the loan amount instantly in your Bank Account.
Who can take Loan from IndiaLends?
Every Indian Citizen whose age is between 21 to 65, monthly income is minimum15000, and if they are eligible according to the Criteria of IndiaLends, They can take Personal Loan from IndiaLends.
What are the documents required for IndiaLends Loan?
- Identity & Age Proof (Aadhar Card/Voter Card)
- PAN Card
- Address proof (Passport driving licence/ Voter ID/ Electricity Bill/Gas Bill)
- Bank statements for the last 3 months(preferably your salary account)
- Statements of Last 3 Year Income Tax Returns Files.
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
How to get loan from IndiaLends app?
After Downloading IndiaLends App from the Google Play store, if the criteria Matched like Age Limit, Income Requirement, with you. Simple Register yourself with Basic Detail and Upload Document. Once the application is approved, you will get the loan amount instantly in your Bank Account.
What is the eligibility for IndiaLends/ Personal Loan Eligibility?
These are the eligibility criteria for a personal loan in IndiaLends App:
- Age Must be Between 18/21 years to 60/65 years.
- Applicant must be a Salaried or Self-Employed Person.
- The minimum monthly income of the Applicant should be Rs.20000 (for metro cities) or Rs. 15000 (for non-metro cities).
- With a good credit history, The Credit score will be 750+.
- For Salaried Person, Should be employed at the current organization for at least 6/12 months And For Self-Employed Person, business tenure of at least 3 years (continuous).
Feature and Benefit of IndiaLends apps.
- Minimal Registration and Documentation Process via Online
- No collateral required
- Easy Loan Approval
How to download IndiaLends Loan apps.
- Open Google Play Store or App Store in Your Smartphone
- Search IndiaLends – Instant Personal Loan and Credit Cards app.
- Then Click on Install Button.
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Content Source: Official Website IndiaLends