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Instant Personal Loan -HDFC Bank |
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| 1 | HDFC Bank Personal Loan Interest Rate – 10.75% to 21.30% p.a. |
| 2 | Processing fee – Up to a maximum of 2.5% of the loan amount |
| 3 | Loan Amount – Rs.50,000 to Rs.40 Lakh |
About HDFC Bank Personal Loan
Table of Contents
HDFC Bank, one of the leading providers of personal loans in India, offers the best loan options. You can choose different EMI payment options according to your pocket, flexible term, a completely online process, and fast delivery. In fact, they claim, you can Pre-approved loan in just 10 Seconds.
Other Loan Offer 1– Get an Instant Personal Loan through Indialends
How much Personal Loan can I get from HDFC Bank?
HDFC Bank provides to their customer Personal loans Rs.50,000 to Rs.40 lakh. You can use this money for your Travel, Wedding or anything.
Other Loan Offer 2– Get an instant Personal Loan through Money View
How much time does it take for Personal loan approval in HDFC Bank?
If you are an existing customer of HDFC Bank, it will take 4 hours to approve the HDFC Bank Personal Loan. But, for a pre-approved loan, you can get it in just 10 seconds.
HDFC Bank – Eligibility Criteria for Personal Loan
Here are the following eligibility criteria for a Personal Loan in HDFC Bank:
- You should be employed in a public sector company, private company, or a state, central, or local government organization.
- Your age must be greater than 21 years less than 60 years.
- For HDFC Salary account holders, the minimum income required is Rs 25,000 per month and for others (Businessman, Self-employed, or anyone) it is Rs 50,000 per month.
- You must have at least 2 years of overall work experience.
- You should have been employed in their current organization for a minimum of 1 year.
Other Loan Offer 3 – Get an Instant Personal Loan through MoneyTap
HDFC Bank – Interest rate for Personal Loan
The interest rate of the HDFC Bank Personal Loan is starting from 10.50% to 21.00% per annum.
HDFC Bank – Documents required for Personal Loan
Here are the following Documents you need to pin with HDFC Bank Personal Loan Application:
Instant Personal Loan -HDFC Bank For Salaried Person:
- Identity Proof (Aadhaar Card/ Driving Licence/ Voter ID Card/Passport Size Photo)
- Address Proof (Voter ID Card/Electricity Bill/ Aadhaar Card/Passport/Ration Card or Driving Licence)
- Last 6 Months Bank statements
- Latest salary slip or salary certificate Form 16
Instant Personal Loan -HDFC Bank for Self-Employed or Business Person:
- Identity Proof (Aadhaar Card/ Driving Licence/ Voter ID Card/Passport Size Photo)
- Address Proof (Voter ID Card/Electricity Bill/ Aadhaar Card/Passport/Ration Card or Driving Licence)
- Last 6 Months Bank statements
- Proof of Business address
- Registration Certificate of your Business
- Last 2-year Income Tax File
Who can take a Personal Loan from HDFC Bank?
Anyone can take a personal loan in HDFC bank if they are Eligible according to the eligible criteria like your age is greater than 23, monthly income, and many more things.
How to apply for a Personal loan in HDFC Bank?
- With a personal loan from India’s biggest Bank, HDFC Bank, you can get a quick loan for a wide range of your Personal needs like Wedding, Traveling, etc.
- With the help of minimum documents, you can now get a personal loan of up to Rs 40 Lakh at 10.50% interest.
In general, there are two ways to get personal gain:
- Online mode: To apply for this, you can visit their official website. Then find the personal Loan section and Click on Apply Now. After entering the Mobile number, a representative will call you back to discussing the loan.
- Offline mode: You can fill up the application form and submit it to the nearest branch.
My recommendation is Offline Mode
HDFC Bank Personal loan: Feature and Benefit
- No security or collateral is required to obtain HDFC Bank Personal Loan.
- Delivery of an application within one day of applying for the application.
- HDFC personal interest rate 10.75% – 21.30% p.a.
- Borrow subscribers can opt for the ‘All Protection Pro’ policy, which provides a credit shield cover, an accidental hospitalization, and a permanent disability or accidental death cover.
- Recipients can also get an optional insurance cover that will provide coverage against personal accidents and serious illness.
Details about HDFC Bank Personal loan Schemes
Here are the personal loan schemes offered by HDFC Bank:
- Personal Loan Diva for Women Customers
- Personal Loan for Doctors
- Personal Loan for Salaried Professionals
- Golden Edge Personal Loan
- Personal Loan to Pensioner
- HDFC Insta Loan
- HDFC Pre Approved Loan
- HDFC Jumbo Loan
- Top-Up Loan
- Personal loan for Covid
Ref Content: Official Website HDFC
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Get Quick Loan or Instant Loan |
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| 1 | Home Loan – Click for More Detail |
| 2 | Personal Loan – Click for More Detail |
| 3 | Car Loan – Click for More Detail |