Kreditone Personal Loan App – Get 2 Lakh Amount Online

This post is based on KreditOne Loan app review & Rating & Get 2 Lakh Cash Amount from Kreditone Personal loan App.

About KreditOne Loan 

KreditOne is an Online Loan App that offers small business owners and salaried professionals instant access to credit offered by RBI-approved NBFC. By using AI technology, Mobile-based platforms, big data analysis, & a real-time decision-making engine. This loan Provides fast, secure and easy ways of personal loans up to Rs.2 lakhs.

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Data Security Specialty:

KreditOne processes are highly compliant with industry-standard protection protocols. Data is transported via a secure HTTPS connection. All transactions are secured with 256-bit SSL encryption. They claimed that they do not share any of your data without your permission.

Get 2 Lakh Cash Amount from Kreditone Personal loan App.

KreditOne Personal Loan App Review & Rating

In the Google Play store, the KreditOne Loan app has got 15,876reviews and a 4.3 ratings. Get Instant Personal Loan from Truecaller

KreditOne Loan – How to Apply Personal Loan?

Here is a step-by-step process for applying for a KreditOne app.

1 First, Install the app and register Using your FB, Google+ accounts and verify Mobile Number
2 Fill out the online application form with the required details.
3 Upload a digital copy of the required document
4 Schedule a visit from a company representative at a convenient time.
5 Download the document according to the checklist provided by the provider.
6 Sign and hand over the required documents to the officer.
7 Documentation will be verified by the issuer before approval.


Once the loan is approved, the loan will be credited to the active bank account of the borrower within 2 minutes.

How much Personal Loan can I get from KreditOne?

KreditOne Provides applicant’s Personal loan from Rs.3000 up to Rs.2 Lakh.

How much time it takes for loan approval by KreditOne?

Once you submit your basic information such as Current Selfie address proof, Identity Proof, Aadhar number in the KreditOne app, KreditOne app claimed to take only 20 mins to process and approve your application and credit your loan amount to the bank account. 

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KreditOne Loan – Eligibility Criteria for Personal Loan 

Here are the eligibility criteria for the applicant who wants to take a  Loan from the KreditOne app.

  • Applicants must be at least 18 years of age.
  • The applicant must be an Indian citizen.
  • If you are a salaried or self-employed or business owner, the minimum income must be Rs.15000 and above.
  • Applicants must be own a Valid  PAN card and Bank Account.


KreditOne Loan – Interest rate for Personal Loan

The maximum interest rate for a KreditOne loan is 35.04 % per annum.  The interest rate is Depends on Applicants’s Portfolio, Loan Amount, and Loan Tenure.


KreditOne Loan – Documents required for Personal Loan

Here are the documents you need for personalization in the Kreditone app.

  • Selfie
  • PAN card
  • Address Proof (Aadhar Card / Voter ID Card / Driving License / Passport)
  • Identity Proof(Aadhar Card / Voter ID Card / Driving License / Any Government Authorized ID)
  • Last 3 month’s salary account bank statement

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Who can take Personal Loan from KreditOne Loan?

Every eligible person can take a personal account from the KreditOne app. Basically, if your age is minimum of 18 years and minimum monthly income is Rs.15000, then you can get it.

How to get a Personal loan from KreditOne Loan?

To get a Personal loan from KreditOne Loan, First, you have to be eligible according to the app’s criteria. Then, Install the KreditOne app and Follow the further Process.


KreditOne Loan – Feature and Benefit.

  • You can apply from anywhere at any time.
  • All Indian citizens are eligible from anywhere in India.
  • Customers with little or no credit history are eligible.
  • If approved, your loan amount is immediately credited to your bank account within just a few minutes.
  • This is a 24*7, loan process so that you can get loans even on holidays.
  • There is no prepayment penalty if the loan is repaid before the due date.

Content Reference:  Kreditone App Playstore

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